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Mortgage Protection Protection for your home. A life insurance policy helps protect your home, family and income in case of premature death or the financial devastation of a terminal, chronic, critical illness or critical injury.. Did you know that every 40 seconds in the US a person is diagnosed with cancer, stroke or a heart attack?

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Mortgage protection insurance and private mortgage insurance. Though they have similar names, these two types of insurance are not related. Private mortgage insurance (PMI) is typically required by the lender when you purchase a house and make a down payment of less than 20%.

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A mortgage protection insurance policy can help them remain in your home after you’re gone. Read on to learn how you can help protect your house and family with mortgage protection insurance and term-life insurance. Mortgage protection insurance. Purchase a term life insurance policy for at least the amount of your mortgage.