The Telegraph has seen a number of cases where the ombudsman has asked lenders to port the loan or waive the charges (see below). Linda Woodall, director of mortgage and consumer lending at the.
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To port or not to port. If you’re considering porting, it makes the most sense to do it when your mortgage rate is lower than what’s being offered by lenders. But if the mortgage rate you can qualify for is lower than what you currently have, it might not make sense to port.
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So I did some research into how to port a mortgage, and what "porting a mortgage" even consisted of. Here is a basic summary of what I found: 1) Porting a mortgage is the basic idea of transferring the debt you owe to the bank from one asset (your old house) to another (your new house).
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