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· The law’s reach is limited, however, as it imposes a licensing obligation only to make (i) consumer loans of $25,000 or less, or (ii) commercial or business loans of $50,000 or less to an individual or sole proprietorship, each with an interest rate in excess of New York’s civil usury limit, which is 16%.
"It’s obviously a setback for the OTS," said Dan Stolzer of Cadwalader, Wickersham & Taft, a lawyer who has been. assets in the form of federally insured mortgage-backed securities. The securities.
taft fha reverse mortgage lenders for seniors If you are a taft homeowner age 62 or older and have paid off your mortgage or paid down a considerable amount, and are currently living in the Taft home, you may participate in FHA’s Home Equity Conversion Mortgage (HECM) program.
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