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Homeowners 62 and older may be tempted by the offers for reverse mortgages as a solution to their financial stresses. The celebrity.

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A reverse mortgage is a type of mortgage loan that's secured. If the home sells for more than the outstanding loan balance, the left over funds.

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The most popular type of reverse mortgage is the Home Equity Conversion Mortgage (HECM), which is insured by the federal government.

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